We offer a variety of group and individual health plan solutions for you and you employees. Our solutions can be tailored to meet your business needs with coverage benefits for your employees and financial benefits for your business.
Whether you are looking to attract and retain employees or find a more economical plan or a more robust plan we can assist you with diverse options through our insurance carrier partners.
Disability and supplemental insurance plans to protect your greatest assets. Disability insurance and supplemental plans provide coverage for when life’s unexpected illness or injuries occur.
As you age, you may need help with things you’ve always been able to do yourself – shopping for groceries, fixing meals, cleaning the house. You may also need help with personal services, like bathing, dressing or taking medications. A long-term care insurance policy is designed to help you pay for these types of services.
You want to protect your retirement savings
You worked hard to plan for a comfortable retirement. Spending your life savings on long-term care services isn’t on your to-do list.
Hospital indemnity insurance supplements your existing health insurance coverage by helping pay expenses for hospital stays. Depending on the plan, hospital indemnity insurance gives you cash payments to help you pay for the added expenses that may come while you recover. Typically plans pay based on the number of days of hospitalization.
We offer the full suite of Medicare solutions to meet your needs when you are eligible.
Medicare is health insurance for people 65 or older. You’re first eligible to sign up for Medicare 3 months before you turn 65.
You may be eligible to get Medicare earlier if you have a disability, End-Stage Renal Disease (ESRD), or ALS (also called Lou Gehrig’s disease).
An HSA is a tax-advantaged account owned by an employee, which can be used to pay for qualified medical, dental, and vision care expenses, including deductibles, copayments, and other forms of cost-sharing.
Earned interest from funds left to accumulate in your employee’s HSA can grow tax into tax-deferred interest. As an employer, the best part is that your contributions to your employees’ HSAs may be tax-deductible. Talk to your tax adviser about your specific tax situation.