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Pro Calculator
Optimize Your Finances with Our Comprehensive Tools for Loans, Personal Finance, Investments, and Insurance
SAVING & INVESTMENT
College Savings
Use this calculator to help develop or fine tune your education savings plan.
Compounding and Your Return
This calculator demonstrates how compounding can affect your savings.
Don't Delay Your Savings!
Waiting to begin your savings plan can have a huge impact on your results. See how much it can cost.
Internal Rate of Return (IRR)
This calculator determines the IRR on an annual basis of an irregular stream of up to 20 payments and withdrawals.
Investment Loan
Using debt as leverage to purchase investments can magnify your return. The downside is that you also increase your risk.
Investment Distributions
Determine either how large or how long periodic distributions can be taken out of an investment before it runs out.
Investment Savings and Distributions
Use this calculator to see how long your investment savings can last once you begin taking distributions.
Municipal Bond Tax Equivalent Yield
Use this calculator to estimate the tax-equivalent yield (TEY) for a municipal bond.
Taxable vs. Tax Deferred vs. Tax Free
Compare a normal taxable investment, a tax deferred investment and tax-free investment.
RETIREMENT
Retirement Planner
Quickly determine if a retirement plan is on track - and learn how to keep it there.
Retirement Income
Determine how much monthly income retirement savings may provide in retirement.
Retirement Shortfall
Use this calculator to find a potential shortfall in your current retirement savings plan.
401(k) Savings with Profit Sharing
How a 401(k) with profit sharing plan can help you save for retirement.
Roth vs. Traditional 401(k)
See how a Roth vs. Traditional 401(k) might affect your take home pay as well as your retirement savings.
Roth IRA Conversion
This calculator will show the advantage, if any, of converting your IRA to a Roth.
72(t) Calculator
IRS Rule 72(t) allows for penalty free, early withdrawals from retirement accounts. Determine your allowable 72T distribution.
72(t) Distribution Impact
Examine the effects of 72T distributions on your retirement plan balance.
72(t) Distribution - SEPP
An advanced analysis of the 72(t) exception to the 10% federal penalty tax on early withdrawals.
Pension Plan Retirement Options
Decide between joint survivorship and single survivorship pension options.
Company Stock Distribution Analysis
Can you take advantage of the long term capital gains tax rate rather than your ordinary income tax rate on this investment?
Required Minimum Distribution (RMD)
Determine your Required Minimum Distribution (RMD). Distribution requirements for future years are also considered.
RMD for Current Year
Determine your RMD as an account owner of a retirement account for the current year.
RMD - Eligible Designated Beneficiary
Determine RMDs if the original account owner died before 1/1/2020 or for non-spouse Eligible Designated Beneficiaries.
TAX
Estate Tax Planning
Knowing your potential estate tax liability is a great place to start your estate tax plan.
Easy Tax Estimator
Containing only seven required inputs, this Estimator is one of the quickest ways to estimate your tax bill.
Retirement Shortfall
Use this calculator to find a potential shortfall in your current retirement savings plan.
MORTGAGE & LOAN
Mortgage Loan (PITI)
Determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) and amortization schedule.
Amortizing Loan
Enter your desired payment to calculate your loan amount. Or, enter the loan amount to calculate the monthly payment.
INSURANCE
Comprehensive Life Insurance
This analysis includes detailed net worth, budgeting and college savings to help you determine life insurance needs.
Disability Insurance
Determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury.
Long Term Care
Long term care is needed by those who can't perform the basic tasks required to take care of themselves.
Health Savings Account (HSA)
Estimate how much your Health Savings Account (HSA) will be worth over time.
HSA Contribution Calculator
Determine the amount you are allowed to deposit into an HSA account for the current tax year.
HSA Employer Benefit
Estimate the value of creating a High Deductible Health Plan (HDHP) with Heath Savings Accounts (HSA) for your employees.
Variable Annuity
Can a variable annuity help you save for retirement? Use this calculator to find out.
Human Life Value
This calculator is designed to help you understand today's value of your future earning.
PERSONAL FINANCE
Home Budget Analysis
Analyze your budget, see where your money goes and find out where you can improve!
Student Budget
Specifically designed to help students understand their expenses and income while attending a full-time educational institution.
Net Worth
Determine your net worth and how your net worth could grow (or shrink!) over the next ten years.
Life Expectancy
Get an idea of your life expectancy based on your current age, smoking habits, gender and several important lifestyle choices.
TAX
Estate Tax Planning
Knowing your potential estate tax liability is a great place to start your estate tax plan.
Easy Tax Estimator
Containing only seven required inputs, this Estimator is one of the quickest ways to estimate your tax bill.
Retirement Shortfall
Use this calculator to find a potential shortfall in your current retirement savings plan.
Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.