Find Your Income Gap

American's are falling short on retirement savings. Are you on the right path to hit your retirement goal? Find out how much you'll need to maintain your current lifestyle.

First step in retirement planning... Knowing how much you'll need!

Life after the office presents a whole new set of challenges

When it comes to retirement planning, it’s no longer enough to simply think about saving enough money. There are many factors to consider and discuss with your financial professional.

Things to consider...

Experience the rising cost of health care and inflation

Live Longer

Taking distributions at the wrong time

Taxes

Use the exercise in the worksheet to estimate how prepared you may be to face and potentially overcome these challenges with the rising cost of retirement.

Will You have an income gap?

Pensions and social security used to be the main funding for retirement.

An important step in planning your future is identifying your priorities. Do your assets and financial plan support that vision, or should you explore some options?

You can use the income gap worksheet to determine what the gap between your income needs and the sources of guaranteed income you can use to fund those needs.

Once determined that you have an income gap, the Kai-Zen strategy has the potential to bridge the gap.

You can use the income gap worksheet to determine what the gap between your income needs and the sources of guaranteed income you can use to fund those needs.

Once determined that you have an income gap, the Kai-Zen strategy has the potential to bridge the gap.

What will I need?

When planning for retirement, think of your income needs as part of a pyramid. Your essential, daily expenses make up the base of the pyramid.

You’ll want to start with these expenses before potentially including expenses in the next levels of discretionary income.

Calculate Your Income Gap

Download our Free Income Guide Worksheet with your monthly expenses and projected retirement income to calculate your income gap.

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